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Worldwide Coverage for your Healthcare Needs
"Focusing on Your Health in Your World"
InterGlobal Limited is a joint corporate initiative by two innovative and experienced
international insurance groups, the UK based Inter Group and the New Zealand
based Mike Henry Group.
In July 2003 the Mike Henry Group, founded in 1981, merged its Global Healthcare
brand with its InterGlobal interests to form a single worldwide brand. InterGlobal
Insurance Services Ltd was established in 1998 as a joint partnership between
the Mike Henry Group and Inter Group.
Both companies provided a full range of award winning, quality international
private medical insurance products offering extensive protection for individuals,
families and companies throughout the world. The formation of InterGlobal Ltd
created a global international health provider with offices in New Zealand,
Japan, Thailand, Indonesia, Middle East and the UK.
This policy is available to both expatriates and non-expatriates of all nationalities,
except for US citizens residing in their home country, or persons subject to
local insurance licensing restrictions. This policy is available from ages 5
days to 74 years inclusive. In the case of dependent children under the age
of 18 (eighteen) years, a parent or guardian is required to sign the application
form for enrolment on their behalf.
Pre-Existing Medical Conditions
Please explain the 2-year waiting period in respect of covering pre-existing
InterGlobal will not pay benefits for treatment of any pre-existing medical
condition that, within a 24 month period prior to the date of joining, or the
date specified on the special terms section of insured person's Certificate
of Insurance, has one or more of the following characteristics:
- was foreseeable,
- manifested itself,
- the insured person had signs or symptoms of,
- the insured person sought advice for,
- the insured person received treatment for, or
- to the best of the insured person's knowledge, was aware existed
After a period of 24 months continuous insurance under the plan, pre-existing
medical conditions may become eligible for benefit, if the insured person has
- experienced symptoms,
- sought advice
- required treatment, medication, or special diet, or
- received treatment, medication or special diet in respect of such.
If an insured person has experienced any of the above, they will be required
to wait a further 24 months from the last date of treatment and must meet the
above criteria, before being eligible to claim benefit for the pre-existing
medical condition in question. This constitutes the rolling part of the moratorium.
30 day Money Back Guarantee
All InterGlobal Healthcare plans are subject to terms, conditions and exclusions.
If within 30 days after purchasing this product you feel this cover is not right
for you and you wish to cancel the policy, provided no claims have been made,
we will refund your premium in full.
InterGlobal HealthCare Plan will be fully underwritten by International Health
Insurance danmark a/s. IHI is one of the largest International healthcare insurers
and is a Standard & Poor's A(pi) rated company.
Level 14, Oracle House
56 Wakefield Street
PO Box 8672